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Author Archives: Charlip Law Group L.C.

Oral Mortgage Loan Modification

By Charlip Law Group L.C. |

When faced with foreclosure, some borrowers seek to modify their mortgage loans in order to get more affordable monthly payments. These negotiations are often complicated and require a lot of back and forth communication between the borrower and the loan servicer. Unfortunately, the homeowner may be so happy to receive a modification that he… Read More »

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Predatory Lending And Foreclosure

By Charlip Law Group L.C. |

Predatory lending was one of the catalysts of the subprime mortgage crisis that occurred from the end of 2007 to 2009. Many predatory lending practices were prohibited under state and federal law after the mortgage crisis. However, despite the increased regulation on mortgage lenders, some lenders may still engage in some practices that can… Read More »

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9th Circuit: Arbitration agreement authorizes public injunctive relief under California law

By Charlip Law Group L.C. |

On February 19, the U.S. Court of Appeals for the Ninth Circuit affirmed a grant of a motion to compel arbitration filed by the operator of a smartphone app that offers financial services to consumers, holding that an agreement between a consumer and the lender authorizes the arbitrator to award all injunctive remedies… Read More »

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To Tell The Truth

To Tell The Truth

By Charlip Law Group L.C. |

I have been told by my marketing guy that I need to write more blogs and articles. But as a busy lawyer both finding the time to write and selecting a subject that is neither boring nor self-indulgent is likewise difficult. Given today’s political divide and persistent focus on “fake news”, lying politicians, conspiracy… Read More »

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In brief: enforcing and challenging arbitral awards in USA

By Charlip Law Group L.C. |

Interpretation and correction of awards Does the arbitral tribunal have the power to correct or interpret an award on its own or at the parties’ initiative? What time limits apply? Most institutional rules grant tribunals a limited amount of time to correct or interpret minor clerical, typographical or computational errors… Read More »

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Insurance Rates are Rising for Florida Homeowners- Here is why and its effects on homeowner insurance claims

Insurance Rates are Rising for Florida Homeowners- Here is why and its effects on homeowner insurance claims

By Charlip Law Group L.C. |

Summary of “Florida Property Insurance Market Inches Closer to Crisis” article by Amy O’Connor.  A recent article from Insurance Journal by Amy O’Connor discusses an analysis of the losses that Florida’s domestic home insurance companies faced in recent years. One of the reasons for losses is the increase in lawsuits, accompanied by an increase… Read More »

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cosmetology

New Changes in Florida Cosmetology Law Deregulates Certain Services & Expands Services that can be Performed Outside of A Licensed Salon

By Charlip Law Group L.C. |

Effective as of July 1, 2020, pursuant to the “Occupational Freedom and Opportunity Act” (Ch. 2020-160 LAWS OF FLORIDA) the following services previously requiring a cosmetology license now no longer need to be performed by a licensed cosmetologist and are therefore unregulated: hair braiding; hair wrapping; body wrapping; applying polish to fingernails and toenails;… Read More »

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roof

ARE PUBLIC ADJUSTERS A DISINTERESTED PARTY TO THE APPRAISAL PROCEDURE?

By Charlip Law Group L.C. |

Often times, a public adjuster serves as an adjuster and also as a disinterested party in their client’s appraisal procedure. The appraisal procedure is commonly invoked to determine the amount of a covered Loss and find a prompt resolution of a claim without the need to file a lawsuit in court. See State Farm… Read More »

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Ship New

What Should Post-Pandemic Cruising Look Like?

By Charlip Law Group L.C. |

After watching YouTube videos from various cruise line employees and executives promising that soon we will be back to cruising again, as in the past, I am struck by how tone-deaf it all sounds. What should be obvious to anyone who is paying attention to the news is that there will be no new… Read More »

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CRUISE-SHIP

Thoughts About the Future of the Cruise Industry

By Charlip Law Group L.C. |

With the major cruise lines docking their ships for at least the next 30 days, perhaps this break can be a time for introspection and self-examination for an industry that has enjoyed unprecedented legal protection, exponential growth and profits. As a cruise ship injury Plaintiff’s attorney as well as an avid cruiser and husband… Read More »

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Charlip Law Group L.C.

Charlip Law Group, LC is located in Brickell - Miami, Florida and serves clients in and around North Beach, Miami Beach, Miami, Hialeah, Opa Locka, Dania, Key Biscayne, South Beach, Fort Lauderdale, Hollywood, Broward County, Miami-Dade County, and Palm Beach County.

Charlip Law Group, LC is located in North Miami, FL and serves clients throughout Florida for 1st party insurance claims.

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