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When faced with foreclosure, some borrowers seek to modify their mortgage loans in order to get more affordable monthly payments. These negotiations are often complicated and require a lot of back and forth communication between the borrower and the loan servicer. Unfortunately, the homeowner may be so happy to receive a modification that he... Read More »

Published by Charlip Law Group L.C. Predatory Lending And Foreclosure

Predatory lending was one of the catalysts of the subprime mortgage crisis that occurred from the end of 2007 to 2009. Many predatory lending practices were prohibited under state and federal law after the mortgage crisis. However, despite the increased regulation on mortgage lenders, some lenders may still engage in some practices that can... Read More »

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